Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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San Antonio Rental Property: DSCR Numbers by Area

Published on: 11/04/2026

One HUD rent covers Bexar, Comal and Guadalupe counties, but values and tax rates do not. See how San Antonio, New Braunfels and Seguin rentals pencil out on a DSCR loan with 2027 rents and 2025 tax rates. Pillar Mortgage Group.

BRRRR With a DSCR Loan: Cash Out With No Seasoning

Published on: 11/04/2026

Using a DSCR loan for the refinance step of BRRRR? Our DSCR programs allow cash out up to 80% LTV with no ownership seasoning. The math on a sample deal, interest only limits and what to confirm first. Pillar Mortgage Group.

Best Cities for Rental Property in Ohio: DSCR Math

Published on: 11/04/2026

Which Ohio cities pencil out for a rental? Dayton, Toledo, Cleveland, Cincinnati, Akron and Columbus ranked on HUD 2027 rents and Census home values, with the DSCR math on each. Pillar Mortgage Group.

Pillar Mortgage Group, LLC is an Equal Housing Lender, doing business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
Company NMLS #2700076  |  Arizona Mortgage Broker License MB-2009671  |  View NMLS Consumer Access

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Loan programs, first time buyer steps, costs and Blake's answers to the questions Arizona buyers ask most.